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Benefits: Retirement

Retirement

All regular employees are required to enroll in the Teacher Retirement System (TRS) unless he or she qualifies for and elects to participate in the Optional Retirement Program (ORP). 

Contributor TRS ORP
Member 8.25% of annual salary 6.65% of annual salary
University 8.25% of member's annual salary 6.6% of member's annual salary

Voluntary Retirement Plans

All employees are eligible to participate in any of the Voluntary Plans currently available through Texas A&M University System:

  • Tax-Deferred Account Program (TDA)
  • Texa$aver Deferred Compensation Plan (DCP)

These plans allow employees to reduce their federal income taxes while saving additional money for the future. Employee participation is voluntary and contributions are made from the employee’s salary.

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